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The requirements below must be fulfilled before any submission into this quotation system: |
1 |
The applicant must be the car owner and the first named driver. |
2 |
The applicant and all named driver(s) have never been declined, refused to renew nor have renewed but subject to special terms or conditions for motor insurance policy in the past 3 years. |
3 |
The applicant and all named driver(s) have never been convicted careless driving during the past 2 years, and have never been convicted dangerous driving, drunk driving, drug driving nor penalized with driving license suspension during the past 3 years. The applicant and all named driver(s) have never been incurred more than 9 points in Driving-offence Points System. |
4 |
The applicant and all named driver(s) have never suffered from any physical defects or infirmities, impairment of vision or hearing. |
5 |
The applicant and all named driver(s) have never made any claims involved body injury in the past 3 years. The applicant and all named driver(s) have never made more than 2 times of non-body injury claims nor the amount incurred of such non-body injury claims over HK$60,000 in aggregate in the past 3 years. |
6 |
The applicant and all named driver(s) are aged 25 to 69 and holding valid driving license with driving experience 2 years or above. |