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All-in-one Outpatient Insurance

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All-in-one Outpatient Insurance provides comprehensive medical coverage through a vast panel network, offering a wide range of medical services to meet your healthcare needs. With this plan, you can access services provided by network doctors, including general practitioners, specialists, Chinese medicine practitioners and physiotherapists. Additionally, you can benefit from clinical procedures, diagnostic tests, and free preventive health check-up within the network. You can conveniently use your medical card with a co-payment at network clinics to receive the corresponding medical services, eliminating the need for a claim process.

Extensive Panel Network

  • An extensive panel network of doctors throughout Hong Kong Island, Kowloon and the New Territories is ready to serve you. You can use the electronic medical card at the network clinics for:
    - General practitioner consultations
    - Specialist consultations
    - Chinese medicine practitioner consultations
    - Physiotherapist treatment

General Practitioner Consultations

  • By just making the specified co-payment amount according to the selected plan level at the panel network clinics, you will enjoy an unlimited number of general practitioner consultation services.

Specialist Consultations

  • You are eligible to receive specialist consultation services upon our panel network doctor’s referral. The co-payment amount required per visit and the maximum number of visits per year will be based on the plan level selected.

Clinical Procedures

  • This plan covers specific clinical procedures performed at our panel network clinics, upon a network doctor’s recommendation.

Diagnostic X-ray and Laboratory Test

  • To provide all-round coverage tailored to your needs, this plan covers diagnostic X-ray and laboratory test for Plan B and Plan C upon a panel network doctor’s referral. No co-payment is required for Plan C.

Free Preventive Health Checkup

  • Each insured of Plan B and Plan C is entitled to one free preventive health checkup at a designated medical centre, once a year. The checkup includes a basic physical examination and any 3 of the following 8 items of your pick:
    - Complete blood count
    - Total cholesterol
    - Triglycerides
    - Fasting glucose
    - AST
    - ALT
    - Uric acid
    - Urinalysis

Blue Cross Nursing Care Hotline

  • We understand you need professional advice on daily care, and we are here to provide you with an exclusive nursing care hotline to answer your enquiries about post-surgery care, daily care for elderly, maternity care, infant and child care.

“Blue Cross HK” Mobile App

  • As a Super Care member, you can enjoy speedy check-in for consultation at network clinics with the electronic medical card, and check your policy information round-the-clock.

Period of Cover

  • After enrolment, you will enjoy the coverage up to age 100 and your policy will also be automatically renewed for another period of insurance1. Each coverage period is 1 year, with effect from the 12th working day after we received the application.

Easy Enrolment

  • Enrolment is quick and easy. Anyone aged 65 or below is eligible to apply. No medical examination is required.
Remark: For details of note 1, please refer to “Points to Note”.
Notes:
1. The above information is for reference only. Please refer to policy for the exact terms and conditions and the full list of policy exclusions.
2. Should there be any discrepancy between the English and the Chinese versions of the above information, the English version shall apply and prevail.
3. The above product(s) is/are offered for sale in Hong Kong only and is/are underwritten by Blue Cross (Asia-Pacific) Insurance Limited, an authorised insurer in Hong Kong.
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