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Travel Smart

Latest Offer

SmartClub member enrol online to receive:

1.	Single-trip Cover or Annual Cover - 20% Premium Discount
2.	Multi-trip Cover - Up to 30% Original Premium of Single-trip Cover per trip

SmartClub members can earn 1 SmartPoint for every HK$1 net premium
1,000 points = HK$50 reward or

200

Become SmartClub Member

Type of Cover

This plan consists of 3 distinctive types of cover, catering for your different travel needs.

Single-trip Cover

1 trip
Up to 180 days per trip

Multi-trip Cover

3 trips per year*
Up to 5 or 7 days per trip
Same coverage as Single-trip, but save up to 30% of Single-trip Cover’s premium
Must enrol via SmartClub platform. Insured person’s information inputted during enrolment is auto-saved for faster and more convenient registration of the next trip(s)

*All trips are required to register via Blue Cross website prior to the date of departure and complete within the 1-year validity period counting from the date of enrolment

Annual Cover

Unlimited trips per year
Period of insurance is 1 year and up to 90 days per trip
Optional benefit: Increased Personal Accident Benefit Limit up to HK$2,000,000

All-round Coverage

	Medical expenses benefit and personal accident benefit up to HK$1,200,000 each

	Medical expenses of Chinese medical treatment, physiotherapy treatment and chiropractic treatment incurred overseas during the journey and within 90 days after returning to Hong Kong for follow-up are both covered

	24-hour Worldwide Emergency Aid services
Including unlimited coverage for emergency evacuation and repatriation to the place of origin
	Comprehensive Outbound Travel Alert Extension
For all Amber, Red and Black in the benefit of Trip Cancellation, Trip Curtailment and Re-routing Travel Alerts
	Leisure and non-professional sports activities
Including skiing and other winter sports, diving, parachuting, bungee jumping, hiking, marathon for leisure and all water sports
	Single-trip Cover and Annual Cover provide cruise plan
Covers cruise cancellation and interruption and more

Benefit Highlights

	Cancellation of Local Tour Benefit
Covers irrecoverable prepaid cost in the event of closure of the tourist spot due to unpredictable serious destruction or closure of the local tour operator
	Trip Interruption Benefit
Covers additional accommodation and meal expenses for failure of boarding the public conveyance due to overbooking
	Trip Cancellation Benefit
Covers if the insured child (and his/her parent insured in the journey) has to attend a school interview or public examination in person being rescheduled to a date within the scheduled travel period
	Baggage Benefit
Covers the accidental loss of or damage to baggage, mobile phone, laptop computer, tablet computer and personal property, and more suffered during the journey

Instant Confirmation upon Mobile or Online Enrolment

Instant SMS confirmation upon successful online enrolment and policy issuance via email

SmartClub Rewards

Enjoy premium discount and earn 1 SmartPoint for every HK$1 net premium spent upon successful enrolment via SmartClub platform

Coverage Selection

Let’s find out the savings from Multi-trip Cover and Annual Cover.

Scenario 1 – Multi-trip Cover is the smart pick for travelling 3 times per year

Scenario 2 – Annual Cover is cost savings for a frequent traveler

Notes:

1.		The above information is for reference only. Please refer to policy for the exact terms and conditions and the full list of policy exclusions.
2.		Should there be any discrepancy between the English and the Chinese versions of the above information, the English version shall apply and prevail.
3.		The above product(s) is/are offered for sale in Hong Kong only and is/are underwritten by Blue Cross (Asia-Pacific) Insurance Limited, an authorised insurer in Hong Kong.

Apply Online

Change of Particulars

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