請至少選取一個保障
Option
Option
Exclusive SmartClub Member Reward is Back and Better Than Ever!
To thank our SmartClub members for their continued support, we're bringing back our popular member-favourite offer! Enjoy a HK$50 ePremium Coupon (the “Coupon”), now applicable not only to Travel Smart but also to HomeSafe Protection and HomeSafe Protection Plus. The Coupon can be used together with other promo codes for even greater savings!
Existing members can view and redeem the Coupon in the Exclusive Reward section of the SmartClub member portal.
Log in Now
Apply Now

From now until 28 February 2027, individuals who successfully register as new SmartClub members will also receive a Coupon. The Coupon will be made available in the Exclusive Reward section of the member portal on the day after successful registration.

Register Now
Terms and Conditions:
1.  The HK$50 ePremium Coupon (the “Coupon”) is valid until 31 March 2027 and will be invalid thereafter.
2.  This offer is applicable to individuals who successfully register as SmartClub members (each a “Member”) on or before 28 February 2027.
3.  Members can view the Coupon code in the Exclusive Reward section of the SmartClub member portal.
4.  For newly registered Members, the Coupon will be made available in the Exclusive Reward section of the member portal on the day after successful registration.
5.  The Coupon is applicable only to Travel Smart, HomeSafe Protection Insurance and HomeSafe Protection Plus policies purchased through the Blue Cross website or the Blue Cross HK App.
6.  Only one Coupon may be used for each policy enrolment, and each Coupon may be used once only. The Coupon cannot be exchanged for any other gift or redeemed for cash.
7.  The Coupon may be used together with other promo codes. The promo code must be entered in the “Promo Code” field when obtaining a quotation, while the Coupon code must be entered in the “ePremium Coupon” field during payment.
8.  After applying the Coupon, each transaction is subject to a minimum payment of HK$0.01.
9.  Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”) reserves the right to amend these terms and conditions relating to the use of the Coupon at any time without prior notice. In the event of any dispute, Blue Cross’s decision shall be final.
10.  No refund will be made for any portion of the premium paid using the Coupon under any circumstances if the policy is cancelled or amended.
11.  “Travel Smart”, “HomeSafe Protection” & “HomeSafe Protection Plus” are underwritten by Blue Cross, an authorised insurer in Hong Kong. For details of the insurance plan, please refer to the relevant product leaflet. For the relevant terms and conditions and the full list of exclusions of the insurance product, please refer to the original text of the relevant policy contract.
12.  The distribution of the Coupon does not constitute and shall not be construed as an offer to sell, an invitation or inducement to buy or the provision of any insurance products to any person outside Hong Kong. Blue Cross is a subsidiary of AIA Group Limited and is not affiliated with, nor related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.
13.  For any enquiries, please contact the Blue Cross Customer Service Hotline at 2839 6333 or email us at cs@bluecross.com.hk.