Product Name Blue Cross Employee Critical Illness Care Plan
Purchase Objectives
and Needs
Prepare for future health care needs:
• To settle medical expenses; and
• To compensate for the loss of income
during hospital confinement
Product Type Lump sum payment
Period of Cover 1 year
Enrolment Age Age 16 - 64
Eligibility Applicable to companies
with a minimum of 10 full-time employees^
Plan Level# and
Number of Critical Illnesses Insured
Plan A Plan B Plan C
53 critical illnesses
  • 3 key critical illnesses
    • Cancer
    • Heart attack
    • Stroke
  • 50 others▲
10 critical illnesses
  • 3 key critical illnesses
    • Cancer
    • Heart attack
    • Stroke
  • 7 others▲
1 key critical illness
  • Cancer
Sum Insured HK$500,000/ HK$300,000/ HK$200,000/ HK$100,000

The insured employee will receive a lump sum of 100% of sum insured
upon diagnosis of an insured critical illness▲
or performance of an insured surgery▲
Cover Area Worldwide
Waiting Period 45 days
Survival Period of Insured Critical Illness 14 days
Policy Renewal Annual renewal up to age 69 of the insured employee
Policy Currency HK$
Premium Payment Mode Annual
^ The policy will be issued on a named basis.
# Each policy can only select 1 plan level, and such plan level applies to all the insureds. A maximum of 4 employee classes (i.e. 4 sums insured) can be assigned to each plan level.
▲ For the list of insured critical illnesses and insured surgeries, please refer to the product leaflet.
Notes:
1. The above information is for reference only. Please refer to policy for the exact terms and conditions and the full list of policy exclusions.
2. Should there be any discrepancy between the English and the Chinese versions of the above information, the English version shall apply and prevail.
3. The above product(s) is/are offered for sale in Hong Kong only and is/are underwritten by Blue Cross (Asia-Pacific) Insurance Limited, an authorised insurer in Hong Kong.